|| We are committed to providing you quality products
and services while protecting your privacy and security. This Privacy
Policy explains what information we collect about you, with whom we
share it, and when you can direct us not to share certain information
with certain parties.
Privacy practices of third parties
are not responsible for the privacy policies or practices of any
non-affiliated third party. We encourage you to review their privacy
policy before providing them with any personally identifiable information.
Third parties may collect and use information about you in a way
that is different from this Policy.
Who "we" are
Who "you" are
Marshall BankFirst Corp.- a bank holding company and the
following wholly owned subsidiaries:
Marshall Bank, N.A. - a nationally
chartered bank located in Minnesota
BankFirst - a South Dakota state
chartered bank with additional offices in Minnesota
Marshall Investments Corporation
Marshall Real Estate Corporation
Marshall Capital Corporation
Marshall Financial, Inc.
We are affiliated companies, under common ownership. We
have combined our Privacy Policies because you may be a customer
of more than one of us, and our Policies are the same.
A non-affiliated third party is a company that is not an
affiliate as described above and includes any person who is not
employed by us.
who has a continuing relationship with one or more of us. A consumer
is a natural person (not a corporation or other legal entity) whose
account covered by this Policy is established for personal, family
or household purposes (as opposed to a business purpose).
If you have a joint account with us, you should share this Policy
with the persons who share your account. They may not receive a separate
notice. If you have more than one account with us, you may only receive
one copy of this Policy.
The practices described in this Policy also apply to our former customers.
What "information" is
non-public personal information. This is a legal term which
1) Information that can identify you such as your name, address or
social security number,
2) that is not publicly available, and
3) that we collect in connection with providing a financial product
or service to you.
Our information collection practices
order to provide you with quality products or services, we collect
and maintain information about you. This includes personal and financial
information which is generally not available to the public. We get
this type of information from various sources, including:
- Information you provide to us on applications or other forms,
whether in person, by mail, over the telephone or via the Internet.
This information may include, for example, your name, address,
social security number, or date of birth.
- Information we learn through your financial transactions with
us. This may include information on your account balance, transaction
history, and account usage.
- Information we receive from a credit reporting agency (credit
bureau), if applicable. This may include your credit score and
- Information we receive from our affiliates and from non-affiliated
third parties, relating to their transaction experience with you.
We do not collect information from minors under the age of 13 without
Information we share with affiliates
We may share between us, information derived from transactions
we conduct on your behalf. Under Federal law, you may not
opt-out of disclosure of this information.
Information we share with service providers
and joint marketers
We may also share between us, information you provide to us on applications
or forms or information we receive from credit reporting agencies
or other companies, related to your credit worthiness or payment
history. You may opt-out of the disclosure of this information
as described below.
We may disclose information we collect
to companies that perform services on our behalf such as preparing
and mailing monthly statements or responding to customer inquiries.
We may also provide this information, except for information from
consumer reporting agencies, to companies who perform marketing
services for us or to other financial institutions with which we
have joint marketing agreements. You may not opt-out of the
disclosure of this information.
Information we share with non-affiliated
We do not disclose any information about
you to non-affiliated third parties, except as permitted by law.
Our data security procedures
access to non-public personal information about you to those persons
who need to know that information in order to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards to guard your non-public personal information.
Changes to this Policy
provide you with a notice of such changes as required by law. This
information sharing practices.
Compliance with State Law
We will comply
with more restrictive state laws to the extent that they apply to
If you prefer that we not disclose non-public personal information
about you with affiliates, you may opt-out of those
disclosures (other than disclosures permitted by law) by calling
us toll-free at the number listed below. Please allow several weeks
for your opt-out request to take effect. Your election to opt-out
will remain in effect until revoked by you in writing. Please understand
that even if you choose to opt-out, we may continue to share your
non-public personal information with affiliates and certain non-affiliated
third parties as permitted by applicable law.
For more information
Call toll free: